Welcome to www.prosperityw.com. By accessing or using this website, you agree to the following terms:
1️⃣ No Legal Advice
Nothing on this website should be construed as legal advice. All content is for general information and marketing purposes only.
2️⃣ Customized Services
The cost, duration, and scope of services vary based on your needs, determined after a free consultation.
Pricing is typically a monthly payment plan, with:
$199/month for document preparation services
$49.99/month Prosperity Membership for access to client tools and support
3️⃣ No Guaranteed Results
We do not guarantee:
Debt elimination
Credit improvement
Legal case outcomes
Any specific financial result
Results depend on third-party decisions and may vary.
4️⃣ User Responsibilities
You agree to:
Use our services and recommendations at your own discretion
Provide accurate and complete information for document preparation
Consult professionals (e.g., attorneys, CPAs) when necessary
Not misuse or misrepresent our services
5️⃣ Third-Party Services and Referrals
We may connect you with third-party providers (e.g., mailing services, credit monitoring, secured credit card providers).
We also assist with enrollment in credit-building products and student loan platforms that may include financial partners. We only refer clients to tools aligned with their financial goals.
We may earn commissions from referrals, but only promote tools that align with our clients’ goals.
6️⃣ Billing, Cancellation, and Refund Policy
All fees are for document preparation and support services only, not tied to credit outcomes or debt reduction.
Pricing is disclosed before enrollment, with flexible installment plans and hardship discounts available.
Monthly subscriptions ($199/month average + $49.99/month Membership) can be canceled any time before the next billing cycle.
You may cancel within 3 business days of enrollment without penalty (CROA, 15 U.S.C. § 1679b).
You will receive an electronic notice 5–7 days before each transaction and a receipt after each payment.
Services begin within 3 business days of enrollment.
No refunds are issued for completed work.
7️⃣ Changes to Terms
We reserve the right to modify these terms at any time. Continued use of our website or services indicates acceptance of any updates.
